Clico Investment Bank Limited (CIB) is pleased to offer you attractive rates on your US funds. Investing has never looked better.

You now have the opportunity to earn high interest on your US dollar deposit for a period of at least one year. These attractive rates are supported by the diverse high-yielding portfolio of quality investments undertaken by the Bank locally, regionally and internationally.

CIB began operations in 1990 and is a wholly-owned subsidiary of CL Financial Limited, one of the largest conglomerates in the Caribbean. Clico Investment Bank is licensed by the Central Bank of Trinidad and Tobago and registered with the T&T Securities and Exchange Commission.

CIB boasts of an asset base of US1.3 billion dollars (as at December 31st 2005) surpassing that of local privately owned non-banking financial institutions, as well as three (3) of the four (4) commercial banks in the country.

As a non-banking financial institution, CIB does not function as a traditional commercial bank, but instead operates the following classes of business: confirming house, finance house, merchant bank, leasing corporation, mortgage institution and trust company. Visit us at www.cibtt.com.

CIB would love to give you a CD of your Choice FREE. Just complete the attached registration form and indicate your choice of CD from the list provided.