At Clico Investment Bank, we offer a suite of products and services geared towards giving our customers the best returns on their investment while ensuring that we remain your "house on the corner".

• Credit Facilities
• Fixed Deposits
• Foreign Exchange & Treasury
• Islamic Banking
• Trust & Asset Management
• Venture Capital

Fixed Deposits

Maximise returns on your US and TT-dollar Term Deposits with some of the highest rates in Trinidad and Tobago. Our very competitive interest rates always weigh heavily in your favour, adding value to your investment everyday.

You can apply to check our rates or find out more.

Foreign Exchange & Treasury

We offer GREAT foreign exchange rates to meet all your trading requirements. As an authorized foreign exchange dealer, we trade at competitive rates. Our trading activity includes:

• Buying and Selling foreign currency - cash or travelers' cheques
• The issue and confirmation of Letters of Credit
• Acting as Advising or Collecting Bank
• Receipt for Foreign Payments
• Payment of Foreign bills
• Currency Swaps
• Hedging
• Interest/Exchange Rate Currency Risk Management

You can apply to buy or sell currently immediately or find out more.

Islamic Banking

Islamic Law mandates that Muslims should not in any way enter into any interest-based transactions. To this end, CIB has developed investment options tailored to meet the specific needs of the Islamic community by ensuring that all returns are in the form of dividends derived from lawful sources, and entail no interest whatsoever. This service is the result of the joint effort of a dedicated team of Muslim Scholars, other holders of the faith, Clico Investment Bank Limited, and an international conglomerate. Products and services include:

• Acquisition of Real Estate
• Land Development
• Housing Finance
• Investment in Stocks of Sharia'a-approved Companies (Mudaraba)
• Leasing (Ijara)
• Joint Venture Project Financing (Musharaka)
• Trade Financing (Murabaha)

You can find out more about our Islamic Banking Service here.

Trust & Asset Management

CIB offers you superior service in trust and asset management, by combining our vast experience and expertise in this field and excellent customer service. For more than a decade, we have been assisting both institutional and individual investors meet and surpass their financial goals through our offering of superior investment opportunities and advanced investment management strategies. Our range of services include :

• Pension Fund Administration
• Will Preparation and Estate Management
• Trusteeship Services

You can find out more about our Trust & Asset Management services here.

Venture Capital

With the launch of the CIB-sponsored venture capital company, AddVenture Capital Fund Limited, we have become a major participant in Trinidad and Tobago’s venture capital industry. Through AddVenture, residents of Trinidad and Tobago are offered a unique opportunity to earn substantially superior returns on their investment in the fund because of the expertise provided by the Fund Manager, Clico Investment Bank Limited. Find out more.